准备购买
Whether you are looking for your first home, your dream home, or an investment 财产, PMI绿色国家 is committed to providing you with the highest quality buyer services. When making the type of investment that buying a home requires, you deserve to have all the latest market information and the best 建议，我们可以提供给你.
Purchasing a 财产 is one of the biggest financial decisions you will ever make. Whether you are a first-time home buyer or an experienced investor, you must make careful decisions throughout the buying process. 下面是一些事情 买之前要考虑一下.
你为什么买??
Are you tired of paying expensive rent, or have you outgrown your current home? Are you looking for an investment 财产? A clear sense of your “why” behind a new purchase will help you evaluate the right factors and choose the best 财产.
你准备好投资了吗?
财产 ownership has been one of the top strategies for building wealth - and still is! Whether it’s your first home and you’re building your first asset or looking for a rental 财产, 这是投资的好时机. 财产 investments are some of the most stable assets to build and don’t carry the risk like other forms of investment, 比如股票或收藏品.
请填写表格 我们会保持联系的. 需要立即帮助? 请致电 918.940.8811 现在开始吧!
其他需要考虑的事情
理清你的财务状况
Now is not a good time to make sudden career changes or large purchases. You want to approach your 财产 purchase from a position of financial stability. Large purchases or loans can affect your credit and balance sheet, which can 限制你的购买选择. Your credit score will significantly impact the type of 财产 you can buy, 你的利率, 还有你的房产价格. We can work with one of our preferred lenders to get an updated credit to 确切地知道它的位置. The lender will research your credit ratings from the three credit reporting agencies Equifax, 益百利, 和TransUnion. We are happy to recommend seasoned, knowledgeable lenders in the residential, construction, commercial, and investment real estate fields.
整理你的财务
When it's time to make an offer, you’ll want to know you’re fully prepared to close the deal. Preparing your finances is crucial to avoid delays, bidding wars, or conflicts.
- 银行账户
- 最近的工资单
- 检查你的信用评级
- 财务报表
- 投资
- 两年的纳税申报单
- 汽车和其他贷款
- Copies of leases for investment properties
- 401K statements, life insurance, stocks, bonds, and mutual account information
预先具有资格
预先具有资格ing for a loan will help you with the following:
- Finding the ideal price range you can afford
- Determining what your monthly payment will be
- Understanding the different loans you qualify for
- Estimating the down payment and closing costs
与我们联系
请填写表格 below 我们会保持联系的. 需要立即帮助? 请致电 918.940.8811.
购买小贴士
不要透支你的预算
Just because you’ve been approved for a max amount doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, 税, and potential home repairs or remodeling.
了解这个地区
Make sure the neighborhood works for you and your family - are you close to schools, and is shopping conveniently located? Is there another sentence we can pop here for better balance with the other sections?
不要跳过房屋检查
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
得到预先核准的
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
列出分手原因
Know what you can live with and cannot live without and also those things that can be taken care of with a simple remodel. 如果你需要一个四卧室的家, don't buy one with two that requires a massive addition which can break your 预算.
Look at the Age of Appliances and 其他 Systems
Appliances are some of the most expensive portions of the home, and you should pay particular attention to their age and whether they have required service.
其他 systems to have inspected are your HVAC, water heater, and septic, if applicable. You may be able to get the seller to add a home warranty when buying.
检查HOA要求
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood. Is there another sentence we can pop here for better balance with the other sections?
One Partner For All Of Your 房地产 Needs.
服务范围
不要去看你的邻居? These are just a few cities and communities we offer management services to. 网上赌搏平台网址大全 if you don’t see yours; we are always looking to expand!
- 塔尔萨
- Owasso
- 马斯科吉
- 詹金斯
- 断箭
- 考维塔
- Bixby
- 沙斯普林斯
- Catoosa
- Sapulpa
- Glenpool
- Claremore